First trust

Founded in 1991, First trust is one of the Big four banks in Ireland and is merged with the AIB groups other interests.

First Trust solicitors can help you with:

Buying:

First trust offers excellent financial services for both experienced and first-time buyers. They provide a plethora of competitive house purchase product deals and incentives to help reduce the costs of buying a house. For example:

• Up to £1500 cashback for first time buyers
• Great mortgage rates
• No application or Booking fee
• Free valuation for first time Buyers
• Only 5% deposit required

Re-mortgaging:

First trust has provided specific features and benefits to help you re-mortgage. Such features and benefits include:

• Up to £1500 cashback for mortgages over £65,000**
• No application fees
• No booking fees
• Free legal fees using a bank nominated solicitor
• Free valuation fee using a bank nominated valuer
• Mortgages of up to 95% Loan to Value (based on a property price up to £250,000)
• Repayment terms up to 35 years
• Staircasing for co-ownership buy-out
• Loan offer valid for 6 months

Why do first trust solicitors have to select a panel for conveyancing solicitors?

First trust only works with a select panel of conveyancing solicitors. They regularly review the criterion for the conveyancing solicitors whom they work with to ensure that you receive the best possible service. Solicitors that are approved by First trust offer high standards of legal services by offering value for money, innovation and stellar legal advice.

Where are First trust conveyancing solicitors based? 

First trust conveyancing solicitors are located across England and Wales. They offer the best conveyancing services in the country and are highly accessible.

Does my conveyancing solicitor need to be on the panel for Frist trust?

Mortgage lenders are very strict with who they work with. Your conveyancing solicitor can carry out the work for you but will need to outsource the paperwork relating to your mortgage. There is a risk that this will slow down the chain.

Do I need to use a solicitor for my conveyancing? 

Most mortgage lenders insist that a professional does the paperwork. It is recommended that you use someone with an in-depth understanding of the process.

What happens if my conveyancing solicitor is not on the panel for my mortgage lender?

Some lenders will charge you extra. This can range between £250-£400 depending on the lender.